Adviser Online payment limits

Payment limits apply to Adviser Initiated Payments (AIP) made via Adviser Online from your clients’ accounts.

Limit for payments to nominated, non-nominated accounts and the Australian Tax Office

Nominated accounts allow you and your client to select an account through which to perform select transactions. 
 
Nominated accounts

There is a $10 million transaction limit for EFT via Adviser Initiated Payments (AIP) to nominated accounts per day.

Non-nominated accounts 

There is a $500,000 transaction limit for EFT via AIP to non-nominated accounts per day.

Australian Tax Office (ATO)

There is a $500,000 transaction limit for EFT via AIP to the ATO per day.

Pay Anyone payments

A daily payment limit applies to Pay Anyone payments made by your client via the Client Portal from their accounts to another Australian bank account. 

Your client's daily transfer limit is $100,000 across all their eligible accounts linked to their Access Code.

This payment limit applies when your client transfers funds electronically from their account via the Client Portal to another Australian bank account for all Pay Anyone and New Payments Platform (NPP) payments.

For payments over $100,000, you can use the following option:

 
Complete a withdrawal form
 
If your client intends to make a one-off payment over $100,000, they'll need to complete one of the following forms: 

BPAY

Please be aware that BPAY® billers impose their own limits on the amount that they will accept in a single transaction or day.

Third party authority

If your client has authorised a third party to transact on their account/s, these daily payment limits will also apply to them. They'll have their own daily transfer limit of $100,000 on your client's account/s that’s in addition to your transfer limit. 

If you need further assistance for daily payment amounts, please speak to us using live chat in Adviser Online available Monday to Friday, 8am to 7pm (Sydney time).

® Registered to BPAY Pty Ltd ABN 69 079 137 518

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