Our automated plans are designed to streamline your operations, allowing you to implement your clients' investment strategies with precision and efficiency. These tools handle the routine investment and cash flow management tasks, so you can focus on building and maintaining client relationships.
The right plan depends on your client’s specific needs and investment strategy. The table below outlines common scenarios and the most suitable automated plan for each.
| Automated plan | Where it works best |
| Automatic cash management (min plan) - Helps you maintain a minimum cash balance by automatically selling investments to top up your client’s cash balance if it falls below a pre-determined level. | You want to ensure your client has sufficient cash available for regular payments like pension payments or advice fees. |
| Automatic cash management (max plan) - Allows you to set a maximum cash limit. Any excess cash above this limit will be automatically invested into your selected managed investments or separately managed accounts (SMAs). | You want to ensure any surplus cash is invested on a regular basis. |
| Dollar cost averaging - Facilitates regular, automated investments from your cash hub into selected managed funds or SMAs, either monthly or quarterly. This can help smooth out the cost of your client’s investment over time. | You want to invest a lump sum gradually over time to reduce the risks associated with market timing. |
| Automatic rebalancing (Voyage and PortfolioOne only) - Helps you maintain a desired asset allocation for your client by automatically buying and selling investments to bring your client’s portfolio back into alignment. | You want to ensure your client’s portfolio remains aligned to a target investment allocation over time. |
This tool is designed to manage the cash balance in a client's portfolio by maintaining a minimum and/or maximum cash level.
Key features:
See how to set up an ACM plan.
You can set up a plan to automatically invest a fixed amount of money at regular intervals, regardless of market fluctuations. This can help to smooth out the average cost of your client’s investments over time.
Key features:
See how to set up a DCA plan.
Only available for Voyage and PortfolioOne products
This tool helps you to maintain your target asset allocation by automatically rebalancing your client’s portfolio.
Key features:
See how to set up an automatic rebalancing plan.
Automated plan | Interaction with other plans | Can be linked to a model portfolio? |
ACM (max plan) | Can only be set up with an ACM (min plan) | Yes |
ACM (min plan) | Can only be set up with an ACM (max plan) | Yes |
DCA | Can’t be set up with other automated plans | No |
| Automatic rebalancing (Voyage and PortfolioOne only) | Can’t be set up with other automated plans | No |
See how to link an ACM plan to a model portfolio.
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